diff --git a/src/CMSMicroservice.Application/WalletCQ/Commands/ChargeCreditWallet/ChargeCreditWalletCommandHandler.cs b/src/CMSMicroservice.Application/WalletCQ/Commands/ChargeCreditWallet/ChargeCreditWalletCommandHandler.cs
index d983cb7..03c231a 100644
--- a/src/CMSMicroservice.Application/WalletCQ/Commands/ChargeCreditWallet/ChargeCreditWalletCommandHandler.cs
+++ b/src/CMSMicroservice.Application/WalletCQ/Commands/ChargeCreditWallet/ChargeCreditWalletCommandHandler.cs
@@ -55,9 +55,16 @@ public class ChargeCreditWalletCommandHandler
                 request.Amount);
 
             var user = await _context.Users
+                .Include(u => u.ClubMembership)
                 .FirstOrDefaultAsync(u => u.Id == request.UserId, cancellationToken)
                 ?? throw new NotFoundException(nameof(User), request.UserId);
 
+            if (user.ClubMembership?.IsActive != true)
+            {
+                throw new BadRequestException(
+                    "برای شارژ کیف پول اصلی ابتدا باید پکیج را خریداری کرده و قرارداد باشگاه مشتریان را امضا کنید.");
+            }
+
             var wallet = await _context.UserWallets
                 .FirstOrDefaultAsync(w => w.UserId == request.UserId, cancellationToken)
                 ?? throw new NotFoundException("کیف پول کاربر یافت نشد");
diff --git a/src/CMSMicroservice.Application/WalletCQ/Commands/VerifyCreditWalletCharge/VerifyCreditWalletChargeCommandHandler.cs b/src/CMSMicroservice.Application/WalletCQ/Commands/VerifyCreditWalletCharge/VerifyCreditWalletChargeCommandHandler.cs
index c3985a5..9986a5a 100644
--- a/src/CMSMicroservice.Application/WalletCQ/Commands/VerifyCreditWalletCharge/VerifyCreditWalletChargeCommandHandler.cs
+++ b/src/CMSMicroservice.Application/WalletCQ/Commands/VerifyCreditWalletCharge/VerifyCreditWalletChargeCommandHandler.cs
@@ -51,9 +51,16 @@ public class VerifyCreditWalletChargeCommandHandler
                 request.Authority);
 
             var user = await _context.Users
+                .Include(u => u.ClubMembership)
                 .FirstOrDefaultAsync(u => u.Id == request.UserId, cancellationToken)
                 ?? throw new NotFoundException(nameof(User), request.UserId);
 
+            if (user.ClubMembership?.IsActive != true)
+            {
+                throw new BadRequestException(
+                    "برای شارژ کیف پول اصلی ابتدا باید پکیج را خریداری کرده و قرارداد باشگاه مشتریان را امضا کنید.");
+            }
+
             var paymentTx = await _context.PaymentTransactions
                 .FirstOrDefaultAsync(pt => pt.Authority == request.Authority, cancellationToken);
 
diff --git a/src/CMSMicroservice.WebApi/Services/UserWalletService.cs b/src/CMSMicroservice.WebApi/Services/UserWalletService.cs
index e8b8ff4..fa60522 100644
--- a/src/CMSMicroservice.WebApi/Services/UserWalletService.cs
+++ b/src/CMSMicroservice.WebApi/Services/UserWalletService.cs
@@ -277,6 +277,14 @@ public class UserWalletService : UserWalletContract.UserWalletContractBase
                 ErrorMessage = ex.Message
             };
         }
+        catch (BadRequestException ex)
+        {
+            return new InitiateCreditChargeResponse
+            {
+                IsSuccess = false,
+                ErrorMessage = ex.Message
+            };
+        }
     }
 
     // ============= Wallet Verify Methods =============