feat: Magic Wallet Phase 6 + Daya restriction + purchase cycle count

- ActivateClubMembershipCommandHandler: block activation in Magic mode
- CheckAndProcessDayaLoansCommandHandler: reject Daya after first cycle
- userwallet.proto: add purchase_cycle_count to GetMagicWalletStatusResponse
- UserWalletService: query ClubMembershipCycles count for cycle info
- EF Migration u21: ClubMembershipCycle table + UserWallet Magic fields

src/CMSMicroservice.Application/ClubMembershipCQ/Commands/ActivateClubMembership/ActivateClubMembershipCommandHandler.cs

@@ -88,6 +88,18 @@ public class ActivateClubMembershipCommandHandler : IRequestHandler<ActivateClub
                 );
             }
 
+            // 3.5. بررسی وضعیت کیف‌پول جادویی — اگر در حالت Magic است، فعالسازی مجاز نیست
+            if (wallet.WalletMode == WalletMode.Magic)
+            {
+                _logger.LogWarning(
+                    "User {UserId} cannot activate club while in Magic wallet mode",
+                    request.UserId
+                );
+                throw new BadRequestException(
+                    "ابتدا باید چرخه کیف‌پول جادویی تکمیل شود"
+                );
+            }
+
             // 4. پیدا کردن UserOrder با PackageId
             var packageOrder = await _context.UserOrders
                 .Include(o => o.Transaction)