feat: Magic Wallet Phase 6 + Daya restriction + purchase cycle count

- ActivateClubMembershipCommandHandler: block activation in Magic mode
- CheckAndProcessDayaLoansCommandHandler: reject Daya after first cycle
- userwallet.proto: add purchase_cycle_count to GetMagicWalletStatusResponse
- UserWalletService: query ClubMembershipCycles count for cycle info
- EF Migration u21: ClubMembershipCycle table + UserWallet Magic fields

src/CMSMicroservice.WebApi/Services/UserWalletService.cs

@@ -181,6 +181,9 @@ public class UserWalletService : UserWalletContract.UserWalletContractBase
         if (wallet == null)
             throw new RpcException(new Status(StatusCode.NotFound, "کیف پول یافت نشد"));
 
+        var cycleCount = await _context.ClubMembershipCycles
+            .CountAsync(c => c.UserId == userId, context.CancellationToken);
+
         var response = new GetMagicWalletStatusResponse
         {
             WalletMode = (int)wallet.WalletMode,
@@ -188,7 +191,8 @@ public class UserWalletService : UserWalletContract.UserWalletContractBase
             MagicTotalCredited = wallet.MagicTotalCredited,
             MagicMaxDeposit = SystemConstants.MagicWalletMaxDeposit,
             MagicRemainingDeposit = Math.Max(0, SystemConstants.MagicWalletMaxDeposit - wallet.MagicTotalDeposited),
-            Balance = wallet.Balance
+            Balance = wallet.Balance,
+            PurchaseCycleCount = cycleCount
         };
 
         if (wallet.MagicActivatedAt.HasValue)