diff --git a/k8s/production/cms-config.yaml b/k8s/production/cms-config.yaml
index a1a0674..a42dce0 100644
--- a/k8s/production/cms-config.yaml
+++ b/k8s/production/cms-config.yaml
@@ -33,12 +33,12 @@ stringData:
         "DefaultEmail": "info@kbs2.ir",
         "Packages": {
           "4": {
-            "GatewayAmountToman": 9700000,
-            "WalletCreditToman": 13000000
+            "GatewayAmountToman": 11200000,
+            "WalletCreditToman": 12656000
           },
           "1": {
-            "GatewayAmountToman": 97000000,
-            "WalletCreditToman": 130000000
+            "GatewayAmountToman": 11200000,
+            "WalletCreditToman": 12656000
           }
         }
       },
diff --git a/k8s/staging/cms-config.yaml b/k8s/staging/cms-config.yaml
index b3f146b..8ed3bfd 100644
--- a/k8s/staging/cms-config.yaml
+++ b/k8s/staging/cms-config.yaml
@@ -34,12 +34,12 @@ stringData:
         "DefaultEmail": "info@kbs2.ir",
         "Packages": {
           "4": {
-            "GatewayAmountToman": 1000,
-            "WalletCreditToman": 13000000
+            "GatewayAmountToman": 11200000,
+            "WalletCreditToman": 12656000
           },
           "1": {
-            "GatewayAmountToman": 1000,
-            "WalletCreditToman": 130000000
+            "GatewayAmountToman": 11200000,
+            "WalletCreditToman": 12656000
           }
         }
       },
diff --git a/src/CMSMicroservice.Infrastructure/Services/Payment/TwentyCardPaymentService.cs b/src/CMSMicroservice.Infrastructure/Services/Payment/TwentyCardPaymentService.cs
index f2c45fc..a62f829 100644
--- a/src/CMSMicroservice.Infrastructure/Services/Payment/TwentyCardPaymentService.cs
+++ b/src/CMSMicroservice.Infrastructure/Services/Payment/TwentyCardPaymentService.cs
@@ -58,7 +58,9 @@ public class TwentyCardPaymentService : IPaymentGatewayService
     {
         try
         {
-            var amount = ((long)request.Amount).ToString();
+            // ۲۰کارت amount را به ریال می‌گیرد (تومان × ۱۰)
+            var amountRial = ((long)request.Amount) * 10L;
+            var amount = amountRial.ToString();
             var payerName = string.IsNullOrWhiteSpace(request.Name)
                 ? (string.IsNullOrWhiteSpace(request.Mobile) ? "کاربر" : request.Mobile)
                 : request.Name.Trim();
@@ -85,8 +87,8 @@ public class TwentyCardPaymentService : IPaymentGatewayService
                 AddFormField(content, "national_id", request.NationalId);
 
             _logger.LogInformation(
-                "TwentyCard payment request: Amount={Amount} Toman, User={UserId}, Invoice={Invoice}",
-                amount, request.UserId, invoice);
+                "TwentyCard payment request: Amount={AmountToman} Toman ({AmountRial} Rial), User={UserId}, Invoice={Invoice}",
+                (long)request.Amount, amountRial, request.UserId, invoice);
 
             var response = await _httpClient.PostAsync("api/pgw/merchant/request", content, cancellationToken);
             var responseBody = await response.Content.ReadAsStringAsync(cancellationToken);
@@ -169,7 +171,7 @@ public class TwentyCardPaymentService : IPaymentGatewayService
                 ["terminal_username"] = _terminalUsername,
                 ["terminal_password"] = _terminalPassword,
                 ["authority"] = refId,
-                ["amount"] = ((long)amountInToman).ToString()
+                ["amount"] = (((long)amountInToman) * 10L).ToString()
             });
 
             var response = await _httpClient.PostAsync("api/pgw/merchant/verify", content, cancellationToken);
diff --git a/src/CMSMicroservice.WebApi/appsettings.Staging.json b/src/CMSMicroservice.WebApi/appsettings.Staging.json
index 40cee9b..bab24eb 100644
--- a/src/CMSMicroservice.WebApi/appsettings.Staging.json
+++ b/src/CMSMicroservice.WebApi/appsettings.Staging.json
@@ -14,12 +14,12 @@
     "DefaultEmail": "info@kbs2.ir",
     "Packages": {
       "4": {
-        "GatewayAmountToman": 1000,
-        "WalletCreditToman": 13000000
+        "GatewayAmountToman": 11200000,
+        "WalletCreditToman": 12656000
       },
       "1": {
-        "GatewayAmountToman": 1000,
-        "WalletCreditToman": 130000000
+        "GatewayAmountToman": 11200000,
+        "WalletCreditToman": 12656000
       }
     }
   },
diff --git a/src/CMSMicroservice.WebApi/appsettings.json b/src/CMSMicroservice.WebApi/appsettings.json
index 498f197..45b86d5 100644
--- a/src/CMSMicroservice.WebApi/appsettings.json
+++ b/src/CMSMicroservice.WebApi/appsettings.json
@@ -13,12 +13,12 @@
     "DefaultEmail": "info@kbs2.ir",
     "Packages": {
       "4": {
-        "GatewayAmountToman": 9700000,
-        "WalletCreditToman": 13000000
+        "GatewayAmountToman": 11200000,
+        "WalletCreditToman": 12656000
       },
       "1": {
-        "GatewayAmountToman": 97000000,
-        "WalletCreditToman": 130000000
+        "GatewayAmountToman": 11200000,
+        "WalletCreditToman": 12656000
       }
     }
   },