diff --git a/.gitignore b/.gitignore
index fe8a569..1c55f34 100644
--- a/.gitignore
+++ b/.gitignore
@@ -14,7 +14,7 @@
 # User-specific files (MonoDevelop/Xamarin Studio)
 *.userprefs
 
-# Mono auto generated files
+# Mono auto generated files 
 mono_crash.*
 
 # Build results
diff --git a/src/FrontOffice.Main/Pages/Checkout.razor b/src/FrontOffice.Main/Pages/Checkout.razor
index 79173be..f138e5b 100644
--- a/src/FrontOffice.Main/Pages/Checkout.razor
+++ b/src/FrontOffice.Main/Pages/Checkout.razor
@@ -71,80 +71,6 @@
                         </MudStack>
                     }
                 </MudPaper>
-
-                <!-- Address Selection -->
-                <MudPaper Elevation="2" Class="pa-4 rounded-lg">
-                    <MudText Typo="Typo.h5" Class="mb-4">انتخاب آدرس</MudText>
-
-                    @if (_isLoadingAddresses)
-                    {
-                        <MudStack AlignItems="AlignItems.Center" Class="py-4">
-                            <MudProgressCircular Color="Color.Primary" Indeterminate="true" Size="Size.Medium" />
-                            <MudText Typo="Typo.body2" Class="mud-text-secondary mt-2">بارگذاری آدرس‌ها...</MudText>
-                        </MudStack>
-                    }
-                    else if (_addresses.Any())
-                    {
-                        <MudStack Spacing="2">
-                            @foreach (var address in _addresses)
-                            {
-                                <MudPaper Outlined="@(_selectedAddress?.Id != address.Id)"
-                                          Elevation="@(_selectedAddress?.Id == address.Id ? 4 : 0)"
-                                          Class="pa-3 rounded-xl cursor-pointer"
-                                          Style="@(_selectedAddress?.Id == address.Id ? "border: 2px solid var(--mud-palette-primary);" : "")"
-                                          @onclick="() => SetAddressAsDefault(address.Id)">
-                                    <MudStack Spacing="1">
-                                        <MudStack Row="true" AlignItems="AlignItems.Center" Spacing="2">
-                                            <MudCheckBox @bind-Value="address.IsDefault"
-                                                         Disabled="true"
-                                                         Color="Color.Primary" />
-                                            <MudText Typo="Typo.subtitle2">@(address.Title)</MudText>
-                                            @if (address.IsDefault)
-                                            {
-                                                <MudChip T="string" Color="Color.Success" Variant="Variant.Filled" Size="Size.Small">پیش‌فرض</MudChip>
-                                            }
-                                            @if (!address.IsDefault)
-                                            {
-                                                @if (_isSettingDefaultAddress && _settingDefaultAddressId == address.Id)
-                                                {
-                                                    <MudProgressCircular Size="Size.Small" Color="Color.Primary" Indeterminate="true" />
-                                                }
-                                                else
-                                                {
-                                                    <MudButton Variant="Variant.Text"
-                                                               Color="Color.Primary"
-                                                               Size="Size.Small"
-                                                               OnClick="() => SetAddressAsDefault(address.Id)">
-                                                        تنظیم به عنوان پیش‌فرض
-                                                    </MudButton>
-                                                }
-                                            }
-                                        </MudStack>
-                                        <MudStack Row="true">
-                                            <MudText Typo="Typo.body2" Class="mud-text-secondary">@(address.Address)</MudText>
-                                            <MudSpacer />
-                                            <MudText Typo="Typo.caption" Class="mud-text-secondary">کد پستی: @(address.PostalCode)</MudText>
-                                        </MudStack>
-                                    </MudStack>
-                                </MudPaper>
-                            }
-                        </MudStack>
-                    }
-                    else
-                    {
-                        <MudStack AlignItems="AlignItems.Center" Class="py-4">
-                            <MudIcon Icon="@Icons.Material.Filled.LocationOff" Size="Size.Large" Color="Color.Default" />
-                            <MudText Typo="Typo.body2" Class="mud-text-secondary mt-2">آدرسی ثبت نشده است.</MudText>
-                            <MudButton Variant="Variant.Outlined"
-                                       Color="Color.Primary"
-                                       StartIcon="@Icons.Material.Filled.Add"
-                                       OnClick="() => Navigation.NavigateTo(RouteConstants.Profile.Index)"
-                                       Class="mt-2">
-                                افزودن آدرس
-                            </MudButton>
-                        </MudStack>
-                    }
-                </MudPaper>
             </MudStack>
         </MudItem>
 
@@ -241,7 +167,7 @@
                             @if (!CanProceedToPayment)
                             {
                                 <MudText Typo="Typo.caption" Color="Color.Error" Align="Align.Center">
-                                    لطفاً پکیج و آدرس را انتخاب کنید.
+                                    لطفاً پکیج را انتخاب کنید.
                                 </MudText>
                             }
                         </MudStack>
diff --git a/src/FrontOffice.Main/Pages/Checkout.razor.cs b/src/FrontOffice.Main/Pages/Checkout.razor.cs
index 24e2a78..5e30af5 100644
--- a/src/FrontOffice.Main/Pages/Checkout.razor.cs
+++ b/src/FrontOffice.Main/Pages/Checkout.razor.cs
@@ -1,6 +1,4 @@
-
 using CMSMicroservice.Protobuf.Protos.Package;
-using CMSMicroservice.Protobuf.Protos.UserAddress;
 using FrontOffice.Main.Utilities;
 using Microsoft.AspNetCore.Components;
 using Microsoft.JSInterop;
@@ -13,14 +11,10 @@ public partial class Checkout
 {
     [Inject] private PackageService PackageService { get; set; } = default!;
     [Inject] private PackageContract.PackageContractClient PackageClient { get; set; } = default!;
-    [Inject] private UserAddressContract.UserAddressContractClient UserAddressContract { get; set; } = default!;
 
     [Parameter] public long? PackageId { get; set; }
 
     private Pack? _selectedPackage;
-    private List<CustomerAddressModel> _addresses = new();
-    private CustomerAddressModel? _selectedAddress;
-    private bool _isLoadingAddresses;
     private bool _isProcessingPayment;
 
     // Discount code
@@ -31,16 +25,11 @@ public partial class Checkout
     private long _discountAmount;
     private long _finalPrice;
 
-    // Address management
-    private bool _isSettingDefaultAddress;
-    private long? _settingDefaultAddressId;
-
-    private bool CanProceedToPayment => _selectedPackage != null && _selectedAddress != null;
+    private bool CanProceedToPayment => _selectedPackage != null;
 
     protected override async Task OnInitializedAsync()
     {
         await LoadPackageDetails();
-        await LoadAddresses();
     }
 
     private async Task LoadPackageDetails()
@@ -72,60 +61,6 @@ public partial class Checkout
         }
     }
 
-    private async Task LoadAddresses()
-    {
-        _isLoadingAddresses = true;
-        try
-        {
-            var response = await UserAddressContract.GetCustomerAddressesAsync(request: new());
-            if (response?.Models?.Any() == true)
-            {
-                _addresses = response.Models.ToList();
-                // Select default address if available
-                _selectedAddress = _addresses.FirstOrDefault(a => a.IsDefault) ?? _addresses.First();
-            }
-            else
-            {
-                _addresses = new List<CustomerAddressModel>();
-            }
-        }
-        catch (Exception ex)
-        {
-            Snackbar.Add($"خطا در بارگذاری آدرس‌ها: {ex.Message}", Severity.Error);
-            _addresses = new List<CustomerAddressModel>();
-        }
-        finally
-        {
-            _isLoadingAddresses = false;
-            await InvokeAsync(StateHasChanged);
-        }
-    }
-
-    private async Task SetAddressAsDefault(long addressId)
-    {
-        if (_isSettingDefaultAddress) return;
-
-        _isSettingDefaultAddress = true;
-        _settingDefaultAddressId = addressId;
-
-        try
-        {
-            await UserAddressContract.SetAddressAsDefaultAsync(new() { Id = addressId });
-            await LoadAddresses(); // Reload addresses to reflect the change
-            Snackbar.Add("آدرس پیش‌فرض با موفقیت تغییر یافت.", Severity.Success);
-        }
-        catch (Exception ex)
-        {
-            Snackbar.Add($"خطا در تغییر آدرس پیش‌فرض: {ex.Message}", Severity.Error);
-        }
-        finally
-        {
-            _isSettingDefaultAddress = false;
-            _settingDefaultAddressId = null;
-            await InvokeAsync(StateHasChanged);
-        }
-    }
-
     private async Task ApplyDiscountCode()
     {
         if (string.IsNullOrWhiteSpace(_discountCode))
@@ -157,7 +92,7 @@ public partial class Checkout
                 _finalPrice = _selectedPackage!.Price;
             }
         }
-        catch (Exception ex)
+        catch (Exception)
         {
             _discountMessage = "خطا در اعمال کد تخفیف.";
             _discountApplied = false;
@@ -175,9 +110,9 @@ public partial class Checkout
     {
         if (_isProcessingPayment) return;
 
-        if (!CanProceedToPayment || _selectedPackage == null || _selectedAddress == null)
+        if (!CanProceedToPayment || _selectedPackage == null)
         {
-            Snackbar.Add("لطفاً پکیج و آدرس را انتخاب کنید.", Severity.Warning);
+            Snackbar.Add("لطفاً پکیج را انتخاب کنید.", Severity.Warning);
             return;
         }
 
@@ -219,9 +154,9 @@ public partial class Checkout
 
     private async Task DayaLoanPayment()
     {
-        if (_selectedAddress == null)
+        if (_selectedPackage == null)
         {
-            Snackbar.Add("لطفاً آدرس را انتخاب کنید.", Severity.Warning);
+            Snackbar.Add("لطفاً پکیج را انتخاب کنید.", Severity.Warning);
             return;
         }
 
@@ -230,4 +165,4 @@ public partial class Checkout
     }
 
     private record Pack(long Id, string Title, string Body, string Image, long Price, bool SupportsDirectPurchase = true, bool SupportsDayaPurchase = false);
-}
\ No newline at end of file
+}
diff --git a/src/FrontOffice.Main/Pages/DiscountStore/Checkout.razor.cs b/src/FrontOffice.Main/Pages/DiscountStore/Checkout.razor.cs
index 50cb81b..1185e0b 100644
--- a/src/FrontOffice.Main/Pages/DiscountStore/Checkout.razor.cs
+++ b/src/FrontOffice.Main/Pages/DiscountStore/Checkout.razor.cs
@@ -40,7 +40,11 @@ public partial class Checkout
         }
         await VAT.LoadAsync();
         await DiscountCart.EnsureInitializedAsync();
-        await LoadAddresses();
+        var userInfo = await AuthService.GetUserAuthInfo();
+        if (userInfo.HasAddress)
+            await LoadAddresses();
+        else
+            _addresses = new();
     }
 
     private async Task LoadAddresses()
diff --git a/src/FrontOffice.Main/Pages/Profile/Addresses.razor.cs b/src/FrontOffice.Main/Pages/Profile/Addresses.razor.cs
index be3d05d..2a496ef 100644
--- a/src/FrontOffice.Main/Pages/Profile/Addresses.razor.cs
+++ b/src/FrontOffice.Main/Pages/Profile/Addresses.razor.cs
@@ -1,4 +1,4 @@
-using CMSMicroservice.Protobuf.Protos.UserAddress;
+using FrontOffice.Main.Utilities;
 using CMSMicroservice.Protobuf.Protos.UserAddress;
 using FrontOffice.Main.Pages.Profile.Components;
 using Microsoft.AspNetCore.Components;
@@ -9,6 +9,7 @@ namespace FrontOffice.Main.Pages.Profile;
 public partial class Addresses : ComponentBase
 {
     [Inject] private UserAddressContract.UserAddressContractClient UserAddressContract { get; set; } = default!;
+    [Inject] private AuthService AuthService { get; set; } = default!;
 
     private List<CustomerAddressModel> _addresses = new();
     private bool _isLoadingAddresses;
@@ -42,7 +43,10 @@ public partial class Addresses : ComponentBase
         var dialog = await DialogService.ShowAsync<AddAddressDialog>("افزودن آدرس جدید");
         var result = await dialog.Result;
         if (result is not null && !result.Canceled)
+        {
             await LoadAddresses();
+            await AuthService.RefreshTokenAsync();
+        }
     }
 
     private async Task OpenEditAddressDialog(CustomerAddressModel address)
@@ -80,6 +84,7 @@ public partial class Addresses : ComponentBase
                 await UserAddressContract.DeleteCustomerAddressAsync(new() { Id = id });
                 Snackbar.Add("آدرس حذف شد.", Severity.Success);
                 await LoadAddresses();
+                await AuthService.RefreshTokenAsync();
             }
             catch (Exception ex)
             {
diff --git a/src/FrontOffice.Main/Pages/Profile/Index.razor.cs b/src/FrontOffice.Main/Pages/Profile/Index.razor.cs
index 10272ec..2f4a266 100644
--- a/src/FrontOffice.Main/Pages/Profile/Index.razor.cs
+++ b/src/FrontOffice.Main/Pages/Profile/Index.razor.cs
@@ -333,6 +333,7 @@ public partial class Index
         if (!result.Canceled)
         {
             await LoadAddresses();
+            await AuthService.RefreshTokenAsync();
         }
     }
 
@@ -385,6 +386,7 @@ public partial class Index
                 });
                 Snackbar.Add("آدرس با موفقیت حذف شد.", Severity.Success);
                 await LoadAddresses();
+                await AuthService.RefreshTokenAsync();
             }
             catch (Exception ex)
             {
@@ -491,11 +493,6 @@ public partial class Index
             Snackbar.Add("لطفا اطلاعات شخصی خود را تکمیل کنید. (تاریخ تولد وارد نشده)", Severity.Error);
             return;
         }
-        if (!_addresses.Any())
-        {
-            Snackbar.Add("آدرس محل سکونت شما الزامی است!", Severity.Error);
-            return;
-        }
 
         var url = "https://dayadiamond.ir/profile/creditpurchase/?merchantcode=56146364";
         await JSRuntime.InvokeVoidAsync("open", url, "_blank");
diff --git a/src/FrontOffice.Main/Pages/Profile/WithdrawalRequests.razor.cs b/src/FrontOffice.Main/Pages/Profile/WithdrawalRequests.razor.cs
index 5866666..2370755 100644
--- a/src/FrontOffice.Main/Pages/Profile/WithdrawalRequests.razor.cs
+++ b/src/FrontOffice.Main/Pages/Profile/WithdrawalRequests.razor.cs
@@ -58,8 +58,19 @@ public partial class WithdrawalRequests : ComponentBase
         try
         {
             _isSubmittingWithdrawal = true;
-            _withdrawIban=_withdrawIban!.Trim().ToUpper().Replace("IR", "").Replace(" ", "");
-            await WalletService.RequestWithdrawalAsync(_selectedPayout.Id, _withdrawMethod, "IR"+_withdrawIban);
+
+            string? normalizedIban = null;
+            if (_withdrawMethod == WithdrawalMethodClient.Cash)
+            {
+                normalizedIban = NormalizeIranianIban(_withdrawIban);
+                if (normalizedIban is null)
+                {
+                    Snackbar.Add("فرمت شماره شبا معتبر نیست. باید IR و ۲۴ رقم باشد (خط تیره اختیاری است).", Severity.Warning);
+                    return;
+                }
+            }
+
+            await WalletService.RequestWithdrawalAsync(_selectedPayout.Id, _withdrawMethod, normalizedIban);
             Snackbar.Add("درخواست برداشت ثبت شد.", Severity.Success);
             
             // بروزرسانی لیست
@@ -125,4 +136,26 @@ public partial class WithdrawalRequests : ComponentBase
         1 => "الماس",
         _ => "-"
     };
+
+    /// <summary>
+    /// فاصله و خط تیره را حذف می‌کند و شبا را به شکل IR + ۲۴ رقم برمی‌گرداند.
+    /// </summary>
+    private static string? NormalizeIranianIban(string? iban)
+    {
+        if (string.IsNullOrWhiteSpace(iban))
+            return null;
+
+        var normalized = iban.Trim().ToUpperInvariant()
+            .Replace(" ", "", StringComparison.Ordinal)
+            .Replace("-", "", StringComparison.Ordinal);
+
+        if (normalized.StartsWith("IR", StringComparison.Ordinal))
+            normalized = normalized[2..];
+
+        normalized = "IR" + normalized;
+
+        return System.Text.RegularExpressions.Regex.IsMatch(normalized, @"^IR\d{24}$")
+            ? normalized
+            : null;
+    }
 }
diff --git a/src/FrontOffice.Main/Pages/Store/CheckoutSummary.razor.cs b/src/FrontOffice.Main/Pages/Store/CheckoutSummary.razor.cs
index 8437093..0c8aedf 100644
--- a/src/FrontOffice.Main/Pages/Store/CheckoutSummary.razor.cs
+++ b/src/FrontOffice.Main/Pages/Store/CheckoutSummary.razor.cs
@@ -35,7 +35,11 @@ public partial class CheckoutSummary : ComponentBase
             await AuthDialogService.ShowAuthDialogAsync();
         }
         await Cart.EnsureInitializedAsync();
-        await LoadAddresses();
+        var userInfo = await AuthService.GetUserAuthInfo();
+        if (userInfo.HasAddress)
+            await LoadAddresses();
+        else
+            _addresses = new();
         await LoadWalletBalance();
     }
 
diff --git a/src/FrontOffice.Main/Utilities/AuthService.cs b/src/FrontOffice.Main/Utilities/AuthService.cs
index 8fe509a..111d5d6 100644
--- a/src/FrontOffice.Main/Utilities/AuthService.cs
+++ b/src/FrontOffice.Main/Utilities/AuthService.cs
@@ -79,6 +79,7 @@ public class AuthService
         var isSignMainContractStr = claims.FirstOrDefault(c => c.key == "IsSignMainContract").value;
         var hasPurchasedPackageStr = claims.FirstOrDefault(c => c.key == "HasPurchasedPackage").value;
         var isClubMemberActiveStr = claims.FirstOrDefault(c => c.key == "IsClubMemberActive").value;
+        var hasAddressStr = claims.FirstOrDefault(c => c.key == "HasAddress").value;
         
         _userAuthInfo.UserId = long.TryParse(userIdStr, out var userId) ? userId : 0;
         _userAuthInfo.FirstName = firstName ?? string.Empty;
@@ -88,6 +89,7 @@ public class AuthService
         _userAuthInfo.IsSignMainContract = bool.TryParse(isSignMainContractStr, out var isSignMainContract) && isSignMainContract;
         _userAuthInfo.HasPurchasedPackage = bool.TryParse(hasPurchasedPackageStr, out var hasPurchased) && hasPurchased;
         _userAuthInfo.IsClubMemberActive = bool.TryParse(isClubMemberActiveStr, out var isClubActive) && isClubActive;
+        _userAuthInfo.HasAddress = bool.TryParse(hasAddressStr, out var hasAddress) && hasAddress;
     }
 
     private async Task<List<(string key, string value)>?> GetTokenClaimsAsync()
diff --git a/src/FrontOffice.Main/Utilities/UserAuthInfo.cs b/src/FrontOffice.Main/Utilities/UserAuthInfo.cs
index 32ae68e..043a25b 100644
--- a/src/FrontOffice.Main/Utilities/UserAuthInfo.cs
+++ b/src/FrontOffice.Main/Utilities/UserAuthInfo.cs
@@ -11,4 +11,5 @@ public class UserAuthInfo
     public bool IsSignMainContract { get; set; }
     public bool HasPurchasedPackage { get; set; }
     public bool IsClubMemberActive { get; set; }
+    public bool HasAddress { get; set; }
 }
\ No newline at end of file