docs: fix all discrepancies based on comprehensive code audit

Corrections verified against actual CMS/BackOffice/FrontOffice source code:

- ClubActivationFee: 25,200,000 (not 25,000,000)
- Tree depth: no limit (15 is commission calculation depth only)
- IPG wallet charge: Balance=56M + Discount=56M
- DayaLoan wallet charge: Balance=56M + Discount=112M (2×)
- Discount: per-product MaxDiscountPercent (not fixed 30%)
- VAT: 10% (ShopVAT) vs 9% (discount store PlaceOrder)
- Kavenegar template: 'Afrino' only (not verify-foursat)
- SMS sender: 1000001110100
- DayaLoan job: every 20min (not 15min)
- Commission job: Sunday 00:05 (not Saturday)
- Network tree: on User entity (not separate NetworkNode table)
- UserWallets entity (not UserWalletBalances)
- OTP: 6 digits, 5 attempts, 2min TTL, 60s cooldown
- Removed non-existent constants (ClubJoiningPercentage, ClubActivationThreshold)
- Fixed Hangfire Chatika interval: every 5min
- Removed InventorySync from recurring jobs list

technical/TECH-04-MIGRATION.md

@@ -162,8 +162,8 @@ DataMigration/
 | `dbo.Products` | `CMS.Products` | ImageUrl migration needed |
 | `dbo.Orders` | `CMS.Orders` | Status enum remapping |
 | `dbo.Categories` | `CMS.Categories` | Hierarchical → ParentId |
-| `dbo.NetworkTree` | `CMS.NetworkNodes` | Binary tree reconstruction |
-| `dbo.Wallets` | `CMS.UserWalletBalances` | ۳ wallet types split |
+| `dbo.NetworkTree` | `CMS.Users` | Binary tree via NetworkParentId + LegPosition روی User |
+| `dbo.Wallets` | `CMS.UserWallets` | ۳ wallet types: Balance, NetworkBalance, DiscountBalance |
 | `dbo.Transactions` | `CMS.Transactions` | Type enum remapping |
 | `dbo.Memberships` | `CMS.UserClubMemberships` | + Contract creation |