- New folder: roadmap/ for upcoming features
- MAGIC-WALLET-SPEC: full business rules, state machine, x2.5 multiplier,
100M deposit cap, API flow, data model changes, transaction logging
- MAGIC-WALLET-PLAN: 6-phase implementation, checklist, time estimates
- Note: ChargeDiscountWallet completion is independent (not Magic Wallet)
- Note: WalletChangeLog is mandatory (not optional)
- Updated master index with roadmap section
masoodafar-web