b861b66cda
- Regular Store: Balance deduction only (SubmitShopBuyOrderCommandHandler) NO ZarinPal redirect, NO payment gateway - Discount Store: DiscountBalance + ZarinPal IPG for remainder Added gatewayAmount=0 edge case (discount covers 100%) - VAT: Both stores use 9% (ShopVAT=0.1 is stale/unused constant) - Added ZarinPal usage scope note (only: Discount Store, Wallet Top-up, Package Purchase) - Fixed BUSINESS-02: sections 2, 5.2, 5.3, 7 - Fixed BUSINESS-03: store comparison chart - Fixed OVERVIEW-01: user journey + both store flowcharts - Fixed OVERVIEW-03: timeline entry