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- All 14 totalDoc files updated with Magic Wallet additions - MAGIC-WALLET-PLAN.md: Phase 1-6 checklist fully marked complete - Business docs: Magic Wallet section, commission filter, new entities - Payment docs: VAT 9%→10%, TransactionType 14+15, ZarinPal 4th usage - Technical docs: UserWallet fields, ClubMembershipCycle, gRPC RPCs - Overview docs: Magic flowchart, ER diagram, changelog, glossary, roadmap